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The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.

A credit card is different from a charge card, where it requires the balance to be repaid in full each month.

The author charts the emergence of an abstract, even absurd world—call it Planet Finance—where mathematical models ignored both history and human nature, and value had no meaning. Two years ago, in 2006, the measured economic output of the entire world was worth around .6 trillion.This year we have lived through something more than a financial crisis. The total market capitalization of the world’s stock markets was .6 trillion, 4 percent larger.The total value of domestic and international bonds was .9 trillion, 40 percent larger.The next nine digits are the individual account number, and the final digit is a validity check code. Wawa is privately held; because of this, we do not release an annual report or other financial information. After meeting eligibility requirements, you will be part of our Employee Stock Ownership Program.

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